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Visa, Mastercard, AmEx to start categorizing gun shop sales

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Visa, Mastercard, AmEx to start categorizing gun shop sales

NEW YORK (AP) — Payment processor Visa Inc. said Saturday that it plans to start separately categorizing sales at gun shops, a major win for gun control advocates who say it will help better track suspicious surges of gun sales that could be a prelude to a mass shooting.

But the decision by Visa, the world’s largest payment processor, will likely provoke the ire of gun rights advocates and gun lobbyists, who have argued that categorizing gun sales would unfairly flag an industry when most sales do not lead to mass shootings. It joins Mastercard and American Express, which also said they plan to move forward with categorizing gun shop sales.

Visa said it would adopt the International Organization for Standardization’s new merchant code for gun sales, which was announced on Friday. Until Friday, gun store sales were considered “general merchandise.”

“Following ISO’s decision to establish a new merchant category code, Visa will proceed with next steps, while ensuring we protect all legal commerce on the Visa network in accordance with our long-standing rules,” the payment processor said in a statement.

Visa’s adoption is significant as the largest payment network, and with Mastercard and AmeEx, will likely put pressure on the banks as the card issuers to adopt the standard as well. Visa acts as a middleman between merchants and banks, and it will be up to banks to decide whether they will allow sales at gun stores to happen on their issued cards.

Gun control advocates had gained significant wins on this front in recent weeks. New York City officials and pension funds had pressured the ISO and banks to adopt this code.

Two of the country’s largest public pension funds, in California and New York, have been pressing the country’s largest credit card firms to establish sales codes specifically for firearm-related sales that could flag suspicious purchases or more easily trace how guns and ammunition are sold.

Merchant category codes now exist for almost every kind of purchase, including those made at supermarkets, clothing stores, coffee shops and many other retailers.

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“When you buy an airline ticket or pay for your groceries, your credit card company has a special code for those retailers. It’s just common sense that we have the same policies in place for gun and ammunition stores,” said New York City Mayor Eric Adams, a former police captain who blames the proliferation of guns for his city’s deadly violence.

The city’s comptroller, Brad Lander, said it made moral and financial sense as a tool to push back against gun violence.

“Unfortunately, the credit card companies have failed to support this simple, practical, potentially lifesaving tool. The time has come for them to do so,” Lander said recently, before Visa and others had adopted the move.

Lander is a trustee of the New York City Employees’ Retirement System, Teachers’ Retirement System and Board of Education Retirement System — which together own 667,200 shares in American Express valued at approximately $92.49 million; 1.1 million shares in MasterCard valued at approximately $347.59 million; and 1.85 million shares in Visa valued at approximately $363.86 million.

The pension funds and gun control advocates argue that creating a merchant category code for standalone firearm and ammunition stores could aid in the battle against gun violence. A week before the mass shooting at the Pulse Nightclub in Orlando, Florida, where 49 people died after a shooter opened fire in 2016, the assailant used credit cards to buy more than $26,000 worth of guns and ammunition, including purchases at a stand-alone gun retailer.

Gun rights advocates argue that tracking sales at gun stores would unfairly target legal gun purchases, since merchant codes just track the type of merchant where the credit or debit card is used, not the actual items purchased. A sale of a gun safe, worth thousands of dollars and an item considered part of responsible gun ownership, could be seen as a just a large purchase at a gun shop.

“The (industry’s) decision to create a firearm specific code is nothing more than a capitulation to anti-gun politicians and activists bent on eroding the rights of law-abiding Americans one transaction at a time,” said Lars Dalseide, a spokesman for the National Rifle Association.

Over the years, public pension funds have used their extensive investment portfolios to influence public policy and the market place.

The California teacher’s fund, the second largest pension fund in the country, has long taken aim on the gun industry. It has divested its holdings from gun manufacturers and has sought to persuade some retailers from selling guns.

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Four years ago, the teacher’s fund made guns a key initiative. It called for background checks and called on retailers “monitor irregularities at the point of sale, to record all firearm sales, to audit firearms inventory on a regular basis, and to proactively assist law enforcement.”

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Associated Press writer Bobby Calvan in New York contributed to this report.

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Beryl forecast to become ‘dangerous’ Category 4 hurricane

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Beryl forecast to become ‘dangerous’ Category 4 hurricane

SAN JUAN, Puerto Rico (AP) — Hurricane Beryl was closing in on the southeastern Caribbean, and government officials late Sunday pleaded with people to take shelter from the dangerous Category 3 storm.

The storm was expected to make landfall in the Windward Islands on Monday morning. Hurricane warnings were in effect for Barbados, St. Lucia, Grenada, Tobago and St. Vincent and the Grenadines.

“This is a very dangerous situation,” warned the U.S. National Hurricane Center in Miami, saying Beryl was “forecast to bring life-threatening winds and storm surge.”

Beryl was centered about 110 miles (175 kilometers) south-southeast of Barbados early Monday. It had maximum sustained winds of 120 mph (195 kph) and was moving west at 20 mph (31 kph). It is a compact storm, with hurricane-force winds extending 30 miles (45 kilometers) from its center.

It had gained Category 4 strength Sunday before weakening slightly, and further fluctuations in strength were forecast.

A tropical storm warning was in effect for Martinique and Trinidad. A tropical storm watch was issued for Dominica, Haiti’s entire southern coast, and from Punta Palenque in the Dominican Republic west to the border with Haiti.

Beryl was expected to pass just south of Barbados early Monday and then head into the Caribbean Sea as a major hurricane on a path toward Jamaica. It was forecast to weaken by midweek, but still remain a hurricane while heading toward Mexico.

Historic hurricane

Beryl initially strengthened into a Category 3 hurricane Sunday morning, becoming the first major hurricane east of the Lesser Antilles on record for June, according to Philip Klotzbach, Colorado State University hurricane researcher.

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It took Beryl only 42 hours to strengthen from a tropical depression to a major hurricane — a feat accomplished only six other times in Atlantic hurricane history, and with Sept. 1 as the previous earliest date, hurricane expert Sam Lillo said.

 

 

People disassemble a beach bar's awning in preparation for Hurricane Beryl, in Bridgetown, Barbados, Sunday, June 30, 2024. (AP Photo/Ramon Espinosa)

 

People disassemble a beach bar’s awning in preparation for Hurricane Beryl, in Bridgetown, Barbados, Sunday, June 30, 2024. (AP Photo/Ramon Espinosa)

 

Beryl then gained more power, becoming the earliest Category 4 Atlantic hurricane on record, besting Hurricane Dennis, which became a Category 4 storm on July 8, 2005, hurricane specialist and storm surge expert Michael Lowry said.

“Beryl is an extremely dangerous and rare hurricane for this time of year in this area,” Lowry said in a phone interview. “Unusual is an understatement. Beryl is already a historic hurricane and it hasn’t struck yet.”

Hurricane Ivan in 2004 was the last strong hurricane to hit the southeastern Caribbean, causing catastrophic damage in Grenada as a Category 3 storm.

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“So this is a serious threat, a very serious threat,” Lowry said of Beryl.

Reecia Marshall, who lives in Grenada, was working a Sunday shift at a local hotel, preparing guests and urging them to stay away from windows as she stored enough food and water for everyone.

She said that she was a child when Hurricane Ivan struck and that she doesn’t fear Beryl.

“I know it’s part of nature. I’m OK with it,” she said. “We just have to live with it.”

Forecasters warned of a life-threatening storm surge of up to 9 feet (3 meters) in areas where Beryl makes landfall, with 3 to 6 inches (7.6 to 15 centimeters) of rain for Barbados and nearby islands and possibly 10 inches in some areas (25 centimeters).

Warm waters are fueling Beryl, with ocean heat content in the deep Atlantic the highest on record for this time of year, said Brian McNoldy, a tropical meteorology researcher at the University of Miami.

Lowry said the waters are now warmer than they would be at the peak of the hurricane season in September.

Beryl marks the farthest east that a hurricane has formed in the tropical Atlantic in June, breaking a record set in 1933, according to Klotzbach.

“Please take this very seriously and prepare yourselves,” said Ralph Gonsalves, the prime minister of St. Vincent and the Grenadines. “This is a terrible hurricane.”

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Bracing for the storm

 

 

 

 

 

 

 

Costumers purchase groceries ahead of Hurricane Beryl in Arnos Vale, St. Vincent and the Grenadines, Sunday, June 30, 2024. (AP Photo/Lucanus Ollivierre)

 

Costumers purchase groceries ahead of Hurricane Beryl in Arnos Vale, St. Vincent and the Grenadines, Sunday, June 30, 2024. (AP Photo/Lucanus Ollivierre)
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Long lines formed at gas stations and grocery stores in Barbados and other islands as people rushed to prepare for a storm that rapidly intensified.

Thousands of people were in Barbados for Saturday’s Twenty20 World Cup final, cricket’s biggest event, with Prime Minister Mia Mottley noting that not all fans were able to leave Sunday despite many rushing to change their flights.

“Some of them have never gone through a storm before,” she said. “We have plans to take care of them.”

Mottley said all businesses should close by Sunday evening and warned that the airport would close by nighttime.

Across Barbados, people prepared, including Peter Corbin, 71, who helped his son put up plywood to protect his home’s glass doors. He said by phone that he worried about Beryl’s impact on islands just east of Barbados.

“That’s like a butcher cutting up a pig,” he said. “They’ve got to make a bunker somewhere. It’s going to be tough.”

In St. Lucia, Prime Minister Philip J. Pierre announced a national shutdown for Sunday evening and said schools and businesses would remain closed Monday.

“Preservation and protection of life is a priority,” he said.

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Looking ahead

 

 

 

 

 

 

 

Hurricane Beryl's winds batter Carlisle Bay in Bridgetown, Barbados, Monday, July 1, 2024. (AP Photo/Ricardo Mazalan)

 

Hurricane Beryl’s winds batter Carlisle Bay in Bridgetown, Barbados, Monday, July 1, 2024. (AP Photo/Ricardo Mazalan)
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Caribbean leaders were preparing not only for Beryl, but for a cluster of thunderstorms trailing the hurricane that had a 70% chance of becoming a tropical depression.

“Do not let your guard down,” Mottley said.

Beryl is the second named storm in what is forecast to be an above-average hurricane season, which runs from June 1 to Nov. 30 in the Atlantic. Earlier this month, Tropical Storm Alberto came ashore in northeastern Mexico with heavy rains that resulted in four deaths.

On Sunday evening, a tropical depression formed near the eastern Mexico coastal city of Veracruz, with the National Hurricane Center warning of flooding and mudslides.

The National Oceanic and Atmospheric Administration predicts the 2024 hurricane season is likely to be well above average, with between 17 and 25 named storms. The forecast calls for as many as 13 hurricanes and four major hurricanes.

An average Atlantic hurricane season produces 14 named storms, seven of them hurricanes and three major hurricanes.

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Judge acquits 28 people accused in Panama Papers case, including law firm co-founder

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Judge acquits 28 people accused in Panama Papers case, including law firm co-founder

PANAMA CITY (AP) — A judge has acquitted 28 people accused of money laundering in an international case known as the Panama Papers, including the co-founder of a law firm that authorities say was at the center of a conspiracy to hide money linked to illegal activities.

Jürgen Mossack founded Mossack & Fonseca with then associate Ramón Fonseca, who died in May. Mossack was acquitted on Friday along with others after a Panamanian judge found that the evidence against Mossack didn’t comply with the chain of custody after authorities raided the office of the now defunct firm.

Prosecutors had accused Mossack, Fonseca and others of creating offshore companies and using complex transactions to hide money from illegal activities related to the so-called car wash corruption scandal involving Brazilian construction company Odebrecht, which pleaded guilty in U.S. federal court to a charge related to using shell companies to hide millions of dollars in bribes paid worldwide to win public contracts.

The judge noted that other evidence in the Panama Papers case “was not sufficient and conclusive to determine the criminal responsibility of the accused.”

In addition, the judge lifted personal and property precautionary measures against all the defendants, according to a judicial statement.

“We feel satisfied in the midst of mixed emotions, because many lives were affected along the way,” Guillermina Mc Donald, who was the defense attorney for Mossack and Fonseca, told The Associated Press. Her firm also represented 80% of the accused firm’s collaborators.

Judge Balaoisa Marquínez had decided to combine the Panama Papers case with another known as “Operation Car Wash,” a major anti-corruption investigation that began in Brazil.

On Friday, she ruled that in the car wash case, “it was not possible to determine the entry of money from illicit sources, coming from Brazil, into the Panamanian financial system with the purpose of hiding, concealing, disguising or helping to evade the legal consequences of the preceding crime.”

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In June 2022, Mossack, Fonseca and 37 other people were acquitted in a separate money laundering case.

The investigation in Brazil began in 2014, with the Mossack & Fonseca firm later coming under scrutiny after 11 million financial documents tied to the company were leaked.

The repercussions of the leak were widespread: it led to the resignation of a prime minister in Iceland and brought scrutiny to now former leaders of Argentina and Ukraine, Chinese politicians and Russian President Vladimir Putin, among others.

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A San Francisco store is shipping LGBTQ+ books to states where they are banned

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A San Francisco store is shipping LGBTQ+ books to states where they are banned

SAN FRANCISCO (AP) — In an increasingly divisive political sphere, Becka Robbins focuses on what she knows best — books.

Operating out of a tiny room in Fabulosa Books in San Francisco’s Castro District, one of the oldest gay neighborhoods in the United States, Robbins uses donations from customers to ship boxes of books across the country to groups that want them.

In an effort she calls “Books Not Bans,” she sends titles about queer history, sexuality, romance and more — many of which are increasingly hard to come by in the face of a rapidly growing movement by conservative advocacy groups and lawmakers to ban them from public schools and libraries.

“The book bans are awful, the attempt at erasure,” Robbins said. She asked herself how she could get these books into the hands of the people who need them the most.

Beginning last May, she started raising money and looking for recipients. Her books have gone to places like a pride center in west Texas and an LGBTQ-friendly high school in Alabama.

Customers are especially enthusiastic about helping Robbins send books to places in states like Florida, Texas and Oklahoma, often writing notes of support to include in the packages. Over 40% of all book bans from July 2022 to June 2023 were in Florida, more than any other state. Behind Florida are Texas and Missouri, according to a report by PEN America, a nonprofit literature advocacy group.

Book bans and attempted bans have been hitting record highs, according to the American Library Association. And the efforts now extend as much to public libraries as school libraries. Because the totals are based on media accounts and reports submitted by librarians, the association regards its numbers as snapshots, with many bans left unrecorded.

PEN America’s report said 30% of the bans include characters of color or discuss race and racism, and 30% have LGBTQ+ characters or themes.

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The most sweeping challenges often originate with conservative organizations, such as Moms for Liberty, which has organized banning efforts nationwide and called for more parental control over books available to children.

Moms for Liberty is not anti-LGBTQ+, co-founder Tiffany Justice has told The Associated Press. But about 38% of book challenges that “directly originated” from the group have LGBTQ+ themes, according to the library association’s Office for Intellectual Freedom. Justice said Moms for Liberty challenges books that are sexually explicit, not because they cover LGBTQ+ topics.

Among those topping banned lists have been Maia Kobabe’s “Gender Queer,” George Johnson’s “All Boys Aren’t Blue” and Nobel laureate Toni Morrison’s “The Bluest Eye.”

 

 

 

 

 

 

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An LGBTQ+ related book is seen on display at Fabulosa Books, in the Castro District of San Francisco on Thursday, June 27, 2024.

 

An LGBTQ+ related book is seen on display at Fabulosa Books, in the Castro District of San Francisco on Thursday, June 27, 2024. “Books Not Bans” is a program initiated and sponsored by the store that sends boxes of LGBTQ+ books to LGBTQ+ organizations in conservative parts of America where politicians are demonizing and banning books with LGBTQ+ affirming content. (AP Photo/Haven Daley)

 

Robbins said it’s more important than ever to makes these kinds of books available to everyone.

“Fiction teaches us how to dream,” Robbins said. “It teaches us how to connect with people who are not like ourselves, it teaches us how to listen and emphasize.”

She’s sent 740 books so far, with each box worth $300 to $400, depending on the titles.

At the new Rose Dynasty Center in Lakeland, Florida, the books donated by Fabulosa are already on the shelves, said Jason DeShazo, a drag queen known as Momma Ashley Rose who runs the LGBTQ+ community center.

 
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Becka Robbins, events manager and founder of the

 

Becka Robbins, events manager and founder of the “Books Not Bans” program at Fabulosa Books, packs up LGBTQ+ books to be sent to parts of the country where they are censored on Thursday, June 27, 2024 at the Castro District of San Francisco. The bookstore is sending LGBTQ+ books to where they are censored to counter the rapidly growing effort by anti-LGBTQ+ activists and lawmakers to ban queer-friendly books from public schools and libraries. (AP Photo/Haven Daley)

 

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DeShazo is a family-friendly drag performer and has long hosted drag story times to promote literacy. He uses puppets to address themes of being kind, dealing with bullies and giving back to the community.

DeShazo hopes to provide a safe space for events, support groups and health clinics, and to build a library of banned books.

“I don’t think a person of color should have to search so hard for an amazing book about history of what our Black community has gone through,” DeShazo said. “Or for someone who is queer to find a book that represents them.”

Robbins’ favorite books to send are youth adult queer romances, a rapidly growing genre as conversations about LGBTQ+ issues have become much more mainstream than a decade ago.

“The characters are just like regular kids — regular people who are also queer, but they also get to fall in love and be happy,” Robbins said.

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Ding reported from Los Angeles.

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